Debt Relief pay-per-call offer
### Offer overview Inbound calls from consumers seeking debt settlement or consolidation assistance. * Minimum $10,000 in unsecured debt * Caller must be delinquent or struggling to meet minimums * No student loan or secured debt inquiries ### Prohibited traffic * Incentivized traffic * Robocalls or automated dialing * SMS and email traffic * Co-registration * Shared or resold leads * Outbound call centers * Brand bidding or trademark terms * Any source producing low-intent callers ### Requirements * Calls must be live, real-time inbound transfers * Caller must be the decision maker * One call per phone number per day * Full traffic-source transparency required before scaling * Manual affiliate approval; sample volume before scale ### Compliance Affiliates are responsible for TCPA compliance on all traffic. Prior express written consent is required where applicable. LeadsRefer reserves the right to adjust payouts on an individual basis for lead quality, targeting, or compliance concerns.
Payout
$41.25
per qualified call
Geo
US
Payment terms
Net 15
Type
CPA
Full tracking links and the advertiser's landing destination are available after approval on this offer — every click is tracked back to you.
Debt relief pay-per-call traffic
Traffic that tends to fit
- Search with clear intent such as debt relief programs, how to settle credit card debt and debt consolidation options.
- Honest, educational content on the options, including settlement, consolidation and counseling, with a call prompt.
- Compliant paid campaigns on platforms that allow financial-services advertising, with the required disclosures.
Keep in mind
- Debt-relief marketing is regulated, including by the FTC's Telemarketing Sales Rule, which restricts when fees may be charged and what can be claimed. Never guarantee results or a specific amount saved.
- Do not claim affiliation with the government, a lender or a credit bureau, and do not promise that debt will be erased.
- Many advertisers set a minimum debt amount. Check the offer's terms so you do not send callers who cannot qualify.
General industry guidance, not legal advice. Each advertiser sets its own rules, which are confirmed when you are approved on the offer.
Questions about this offer
- Why are debt relief offers stricter than others?
- Because consumers can be harmed by misleading claims, regulators and ad platforms scrutinize the category closely. Sticking to the offer's approved creative and disclosures protects your accounts as well as the advertiser's.
- What counts as a qualified debt relief call?
- A call is paid once it meets the offer's qualification rules, typically a minimum call length plus the offer's geo and schedule. If the same caller phones back, only the first qualifying call within 30 days is paid.
- How and when am I paid?
- $41.25 for each qualified call, on Net 15 terms. Approved calls become payable after the payment window and are paid by PayPal, Wise or bank transfer once your balance reaches the network minimum of $50.
- How do I get a tracking number?
- Apply as an affiliate, then apply to this offer. Being approved as an affiliate does not open any offer: each offer is applied for and approved separately, and every application is reviewed by hand. Once you are approved on this offer, your dashboard shows your own tracking number for it.